JIM CUNNINGHAM

Nova Home Loans
Senior Loan Officer
480-614-6413
jim@novahomeloans.com

Thursday, March 27, 2008

100% Financing still available

100% Financing Still Available

If you are a buyer still looking to buy your first home (or) if you are a realtor who has a handful of First Time Homebuyers who don’t have down payments – Listen To This.

When it comes to affordable housing programs, (HUD) the US Department of Housing and Urban Development gets the majority of Arizona’s attention. Well, let me introduce you to HUD’s distant cousin RHS. If have you have never heard anyone refer to the (RHS) Rural Housing Service, you are not alone. The RHS operates under the (USDA) U.S. Department of Agriculture, and they actively promote affordable housing programs for Rural areas.

These “Rural” areas in which this program is offered may surprise you. Anthem, Buckeye, Queen Creek, Casa Grande, Whitman, Wickenburg, Tramonto, and basically 95% of the State of Arizona outside of Maricopa County all have Rural zoned houses ready for 100% financing. This program has some limitations but let me give you some highlights…

• Loan will cover up to 102% of appraised value (not just the sales price)
• No minimum credit score
• No down payment needed
• Finance all closing costs
• Full doc only
• 30 year fixed (roughly 6%)

There are obviously more details to this program but no huge curveballs. Please contact me and I can send you more details on this program. The realtors I am working with on this program are already getting more business because of it.

LETS ALL CLOSE MORE DEALS!!

JIM CUNNINGHAM
Community First Financial, LLC
7575 E Redfield Rd Suite 235
Scottsdale, AZ 85260
480-305-8900 ext 305 - office
480-907-2435 - fax
602-434-8261 - cell
jcunningham@communityfirstfinancial.com
www.communityfirstfinancial.com
www.jimcunninghamcff.blogspot.com
http://activerain.com/jcunningham